Anti-Money laundering Policy

As part of the Money Laundering Regulations 2017 we have to obtain and hold identification and proof of address for all customers. The transactions that we deal with day in day are deemed as high risk for money laundering and this is why we take our Anti-Money Laundering processes seriously.

As part of our due diligence we have to obtain and hold identification and proof of address for all customers. We also establish whether there are any beneficial owners on whose behalf the transaction or activity is taking place. If necessary we may also need to identify the source or destination of funds.

Please see below for a full list of acceptable identity documents. Please note we will require sight of all original or certified documents.

Individual identity documents

We require one document from List A and one document from List B.

List A – Identity Document

• Current signed passport

• Valid UK driving licence

• EEA member state identity card

List B – Proof of address

• UK/EU/EEA Drivers Licence (if UK Drivers Licence not used as ID). Must be valid, not expired. Photo only. Full or provisional.

• Bank, Building Society or Credit Union Statement. Dated with 3 months. Must include account number and show recent activity. No general correspondence.

• Credit Card Statement. Dated within 3 months. Must include account number and show recent activity. No general correspondence.

• UK, EU, EEA Mortgage statement. Dated within 12 months. Must show account number. No general correspondence.

• Utility Bill. Dated within 6 months E.g. Gas, electricity, water. Must show address for service and/or account number. No general correspondence.

• Telephone Bill. Dated within 6 months E.g. Landline or mobile pay monthly (excluding pay as you go). Must show address for service and/or account number. No general correspondence.

• Council Tax. Dated within 12 months. Must show address for service and/or account number. No general correspondence.

• Tenancy Agreement. Dated with 12 months. Must state full name and full property address. Issued by local council, housing association, solicitor or reputable letting agent.

• UK solicitors letter confirming house purchase/land registration. Dated with 3 months. Must state full name of new proprietor and full property address.

• NHS Medical Card or letter from GP confirming registration. Dated within 3 months. Must state individual’s date of birth and NHS number. No general correspondence.

• Official confirmation of Electoral Register entry or official poll card. Dated within 12 months. Must state full name and full address. No general correspondence.

• Police Registration Certificate. Dated within 12 months. Must state the full residential address of the individual.